The very same card is used to make ATM withdrawals. Refinance with us and we'll beat your current rate by 1.00% APR*. Having a check returned or your debit card declined due to insufficient funds is costly, inconvenient, and embarrassing. Switch over any automatic payments from your old VISA debit card to your Mastercard debit card once it is activated. Reserve yours at our Muscle Shoals or Southside branch.*. Privacy NoticePrivacy & SecurityFee Schedule. Check account balances, transfer funds, or make payments easily by calling 1-800-7-CALL24 (722-5524). 1Not all card issuers will allow cards for SMS message alerts. Your chances of winning are approximately 1 in 5,000. 2022 Alabama Central CU | Portions Copyright Kasasa, Ltd. All rights reserved. Keep it as long as your account is maintained in good standing. There are two types of PIN-based transactions: POS (Point of Sale) and ATM (Automated Teller Machine), The transaction is debited from a designated checking account immediately, The transaction is posted with the words POINT OF SALE, followed by the merchant's name and location, ATM withdrawals are limited to $1,006 per day, Daily transactions are limited to $3,000 per day, Credit transactions are referred to as Signature-based, The transaction is not immediately debited from your designated checking account but will be held against the available balance, The transaction could take up to five business days to post, The transaction is posted with the words DEBIT CARD followed by the merchant's name and location, Purchases made over the phone or via the Internet are processed as credit transactions, Credit/Signature transactions are limited to $3,000 per day, Register your mobile device and email to receive Visa, Choose the notification triggers that match your needs, such as transactions exceeding a set amount. You are about to leave Alabama ONE Credit Unions website. Visit us or call us at (205) 591-2228 for more information. A notary public is a licensed witness to your signature. If you activate your new Mastercard debit card between Nov. 10, 2021 and Nov. 23, 2021, youll be entered into a drawing to win a $500 gift card. See www.mastercard.us/zero-liability for details.2. Alabama ONE Credit Union provides links to other websites for your convenience and informational purposes. Choose the size that meets your needs 3x5, 3x10, 5x5 or 5x10 and pay an affordable, annual rental fee. Certain restrictions apply. Using Your Alabama Teachers Visa Debit Card for Debit or Credit Transactions. Members are given one (1) chance to win for each card activated. For details, see the Mastercard Guide to Benefits.Mastercard and the Mastercard brand mark are registered trademarks and Mastercard Global Service and Mastercard Airport. No wasting time and gas in the car, no waiting in line, and no worries about lost or stolen checks. All of our checking accounts come with a free instant-issue Visa debit card and that means no more waiting two weeks for your plastic to come in the mail! Message and data rates may apply. Funds may take up to 24 hours to be received. See User Guidelines below for details. You must activate your Mastercard debit card before Nov. 30, 2021, when your old VISA debit card will automatically deactivate and no longer work. But with Courtesy Pay, we honor your transactions up to $500.00. Only one (1) prize is awarded per winner. Below is an overview of how those transactions are processed: Even though your ATCU Visa Debit Card is still held against your available balance when you use it to make credit transactions, there are a number of benefits in using it for signature-based transactions over POS-based transactions: When signing for purchases, there are security protections that help prevent, detect, and resolve fraud. Contactless Payment, or Tap-to-Pay, will allow you to place your card over the Tap-to-Pay scanner instead of swiping or inserting it. Funds are transferred between the credit union and other financial institutions in the Federal Reserve System. PIN transactions are handled by each merchant and may not provide the same security protection available for transactions processed by Visa. Mastercard Global Service provides 24 hour a day, seven days a week assistance with lost and stolen card reporting, emergency card replacement, emergency cash advance, as well as assistance with locating ATMs. Theyre safer than cash, easy to use, and accepted anywhere Visas accepted. If you have trouble remembering where you have automatic payments set up, our team can help. Our debit card is safer than carrying cash and more readily accepted than checks. We provide this service free for members at every branch location. Please email memberservices@alabamaone.org for Official Rules. Theyre always the perfect gift for any occasion birthdays, weddings, baby showers, anniversaries, holidays, and more. International wire transfers are also available. Use our automated phone teller to manage your accounts anytime. Through Visa Purchase Alerts, ATCU Debit and Credit Cardholders can create an account and receive purchase alerts via text or email for eligible Visa Cards. Linked sites are not under the control of Alabama ONE Credit Union and Alabama ONE Credit Union is not responsible for the content of any linked site. You can wire money from your AlabamaCentral Credit Union account to another U.S. financial institution account. Destroy your old VISA debit card after activating the Mastercard debit card. Transaction limitations may apply. Mastercard ID Theft Protection provides you with access to several Identity Theft resolution services, should you believe you are a victim of Identity Theft. Certain restrictions apply. Mastercard Airport Concierge provides a Meet and Greet agent to assist with flight connections plus, at select airports, expedited security/immigration processing. Direct deposit sends your paycheck or government check directly to the credit union electronically. Were here to help. 1. Pick yours up today at your nearest ACCU branch location. If theres anything here we can assist you with or anything else you can think of please visit us or contact us. Activate your new Mastercard debit card by calling (800) 631-3197 and set your new PIN, then follow the directions below. Digital Wallet will allow you to use your card with Apple Pay, Google Pay, and Samsung Pay, as well as Garmin and Fitbit (coming by the beginning of the year). The incentive does not apply to checking accounts opened after Nov. 10, 2021. You can use your ATCU Visa Debit Card for both debit and credit transactions. Each prize is a $500 gift card with ten (10) total prizes available. Make sure youre covered by calling us at (205) 591-2228 or stopping by a nearby AlabamaCentral Credit Union branch. Concierge is a trademark of Mastercard International Incorporated, used pursuant to a license. For questions about Mastercard benefits, read the.

You choose the amount and design. 2022 Alabama Teachers Credit Union | Portions Copyright Kasasa, Ltd. All rights reserved. Worldwide acceptance in as many places as Visa (52 million), Liability protection for unauthorized purchases. *Contents are not insured or guaranteed by the credit union, the NCUA, or by any other government agency. Were pretty much your one-stop-shop for all of your banking needs. Choose your own PIN or reset your PIN if required, Linked directly to your checking account balance, Debit transactions are referred to as PIN (Personal Identification Number)-based. One tiny piece of plastic; a whole lot of versatility. Have your money in your account faster and safer using direct deposit. Sign the back of your new Mastercard debit card. Store valuables or important documents safely and privately in your AlabamaCentral safe deposit box. Stop by your favorite branch for fast and easy set up. If you have not received your new Mastercard debit card, please contact our debit card support center at (888) 856-1720 now or request a new card at one of our branches on or after Tuesday, November 16, 2021. Extended Warranty doubles most manufacturer or U.S. store brand warranties for up to one additional year. Your card prints in just two minutes and is ready to use immediately for any purchase or to get cash at thousands of ATMs on the planet.