> Full details are available on this website or on request. How can I decrease my limit or close my credit card? Two bonus points for every dollar you spend on travel. You can use your card for purchases in person, online or on the phone.

Note:If you are traveling outside of the United States, please call us in advance at 1-800-624-3312, option 3, to haveuninterruptedaccessto your HEFCU credit card for the dates you will be traveling! Visa payWave is a new contactless method of payment. After hours, call: (866) 604-0381. > Physician mortgages are available for even residents, not requiring a down payment or charging PMI of any kind. Find the right card to add to your company's health benefit program. If my card is lost or damaged, will there be a card replacement fee? You must also be a Health Professionals Bank member or be eligible to become a member.

Youll be amazed at how quickly your Bonus Points add up! If you do not have access to Internet Banking, you can complete our online enquiry. The statement cycle commences on the 23rd of each month and continues until the 22nd of the following month, upon which a statement will be generated. To request your employer support materials today, simply contact your TPA or Visa Account Representative. You can choose to pay part or all of any outstanding balance by using any of the following options: Yes, BPAY functionality is available from your credit card account. You can help support this site by using our links to Amazon & eBay. More info here: http://www.speeko.co/health-covid-19, MEDELITA 30% Off Medical Scrubs, Jackets, Lab Coats and Tees, Thank You Meals for First Responders and Healthcare Workers https://www.mcdonalds.com/us/en-us/free-thank-you-meal.html. You can choose to receive your credit card statement of account by post. Its everything you need in a credit card. *Visa's Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. BSB Or you can elect to download your statement in internet banking. Employees can easily access their health benefit funds without having to pay out-of-pocket and then seek reimbursement. Employees can only get an FSA through their employer. > After all, doctors tend to have high levels of debt and when first starting out their career, make very little. Our offices, A great rate for healthcare professionals. A card replacement fee is payable when a card is damaged, captured, lost or the PIN is forgotten. If you see any missing, let us know in the comments below.

If in those first six months you make a balance transfer from another card to the Credit Card, you will also receive the promotional interest rate on the balance up until the 6-month promotional period ends. > Jack is a Creighton University graduate and former advertising creative who has written extensively about topics in personal finance, employee benefits, and technology. Stop Paying High Interest And Annual Fees On Bank Issued Credit Cards. Regardless of other bank issued credit cards you haveMasterCard, Discover, VISAconvert your current balance(s) to a Healthcare Employees Federal Credit Union VISA Platinum or Classiccard and begin to save money IMMEDIATELY! Once you are registered, if you should experience any trouble accessing the site, please contact the help desk at 866-604-0380, 24/7, for assistance. 9am to 3pm, Saturday. My Credit Card will expire at the end of this month. Life Should be Rewarding! Use your HEFCU VISA Platinum credit card for everyday life! Purchase groceries, pay for an oil change or buy that last minute gift for a friend. For every qualifying purchase made using your card, you will earn valuableBonus Pointsthat may be redeemed for brand-name merchandise and exciting travel awards. You willearn one ScoreCardReward Point for every $1 you spend. When you use your card correctly, it can be a great way to keep on top of your cash flow and ensure that you have enough funds to cover more expensive purchases when you need to.

Yes. You must pay the minimum payment (by the due date), which is found on your monthly statement. Complete theIncreased Credit card limit applicationto apply to increase your credit limit.

For example, if the expiry date is 11/16 the card will expire on 30 November 2016. In the interests of our readers you can find out what shopping portal is offering the best rates on eBay here&Amazon here. After the first 6 months, 11.50% pa. $10 and is payable when the minimum payment is not received by the due date as indicated on the statement. All new, renewal and replacement Visa debit cards are issued with chips in line with the global standards for card security. If you do not know your PIN, please call us on 1800 472 265. All cards are automatically protected. 2 Visas Zero Liability policy covers Australian and New Zealand-issued cards and does not apply to ATM transactions, transactions not processed by Visa or certain commercial card transactions. We have financial relationships with some of the products and services found on this website, we may be compensated if you choose to utilize any of these links when applying. Credit card terms and conditions apply.

To set up a recurring transaction with other organisations, you must provide them with your 16digit card number and expiry date, and advise the card type is Visa. Check with your tax or benefits adviser to determine which account may be best for your company and your employees. Our low rate credit card is recognised as one of the best in the industry, with no annual fees and Smart Phone compatibility. With this doctor card, you will receive: Chase Sapphire Preferred has many redemption options, which allow you to use your reward points to make purchases. The Health Professionals Bank Credit card is available to individuals aged 18 years or older. That said, the world of financing options for doctors have opened wide and you may want to consider one of the following instead: As you can see, loans for doctors now run the gamut. If a limited-purpose FSA is selected, it can be used with a HDHP.

812-472, All enquiries Thereafter, your APR will range between 15.74% and 25.74%. Unfortunately, the Citi Double Cash credit card does not have a loyalty bonus incentive. Where you fall depends on your creditworthiness. The additional card/s operate in the same way as your primary card and you'll be responsible for their usage. Phone enquiries are available 8am to 7pm, weekdays and The technology enables cardholders to tap their card on a contactless POS (point of sale) terminal to make transactions up to $100, rather than swiping or dipping their card into POS terminals. This will reduce the need for physical contact with a payment terminal and help to lower the risk of COVID-19 transmission. The ShopSafe service that this credit card offers secures your online transaction. An HRA is usually coupled with high-deductible health coverage to help an employee pay for qualified medical expenses. As soon as you sign up, you will earn reward points and straight cash backs. Unless otherwise specified, the products and services described on this website are available only in Australia from or through Teachers Mutual Bank Limited ABN 30 087 650 459 AFSL and Australian Credit Licence 238981. Logging into internet banking and selecting the eCommunication and Consent tab, Have your minimum or outstanding balance payment due automatically deducted from your, Transfer from your other Health Professionals Bank accounts using Internet Banking.

Will I receive a PIN with my Credit Card? At the end of the 6-month period, the interest rate reverts to the standard Credit Card ongoing rate. > Swagbucks/MyPoints/TCB: Get $12 with AARP Membership Signup ($12 Cost), Kroger.com: Discounted Giftcards (Delta, UberEats & More), Amazon: Save up to 40% on Kindle Unlimited Subscriptions, [Targeted] Citi: Spend $350 On Airlines/Hotels, Get $30 Credit, AmEx Offers: IHG Hotels & Resorts, Spend $200 & Get $40 Back, https://www.cnn.com/business/live-news/stock-market-news-042220/h_0ae7114ace50c463f41895bdcbfa6c79, https://www.mcdonalds.com/us/en-us/free-thank-you-meal.html, https://www.aacn.org/membership/free-hilton-hotel-rooms-for-aacn-members. If youre going overseas or have additional expenses this month, apply to increase your credit limitand have extra funds available when you need them. A renewal card will automatically be issued during the expiry month and your PIN will remain the same. The point is, you have many options.

The Amex EveryDay from American Express is considered one of the best credit cards for young professionals, period. Find An ATM/Shared Branch $7 per page payable when you request a listing of previous transactions. It's also worth noting that this card features a 3% foreign transaction, so it isnt ideal for purchases made overseas. If this is your first time, simply click Enroll Now and follow the prompts to register. > Your card can be added to your mobile wallet for easy, convenient purchases using Apple Pay, Samsung Pay or Google Pay on your smartphone while youre out and about. Blue check mark graphic : Included feature. A replacement card and a new PIN (if applicable) will be mailed to you separately within seven business days. Plus, theres no annual fee. As an Amazon Associate I earn from qualifying purchases. Internet Banking is available via the the login button above.

Yes. One reward point for every dollar spent elsewhere. You can find Jack's writing on Calendar.com, StartupNation, and Muck Rack. 7.90% pa for the first 6 months (counting from time account is opened not when the balance transfer was performed). Control your spend with flexible credit limits from $1,000 to $25,000, Add additional cardholders at no extra cost, Transfer from your other Health Professionals Bank accounts via Internet Banking, Organise an automatic repayment to have the minimum repayment amount due automatically deducted from your Everyday account.

Two reward points for every dollar you spend at supermarkets in the U.S. (The maximum is $6,000 annually in purchases.). Here are five options that just may do the trick: As always, your due diligence is crucial to any financial decision you make. Can I transfer balances from other cards? $20.00 payable by debit to your account, each time we undertake a search to locate you following your payment default if you changed your address without notifying us. Explore the unique features of an HRA. Shopping Cart Trick 2022 Get Credit Cards Comenity Bank Credit Cards 2022: A List, Best Cards Chase $600 Checking + Savings Bonus (Available Citi $300/$700/$1,500 Personal Checking/Savings Hertz is offering healthcare workers in New York City a free, month-long vehicle rental through April 30. Individual bank branches may not offer this service and may charge additional fees (at cost). For instance, you can use your reward points to book travel directly via Chases travel portal. The NIHFCU Visa Signature Cash Rewards Credit Card caters to those in the medical field who have yet to establish a solid financial footing. If you have been utilizing this site, you may notice that it looks a bit different. How can I decrease my limit or close my credit card? For more information on choosing and using credit cards visit the ASIC consumer website at www.moneysmart.gov.au. If my card is lost, stolen or damaged, will there be a card replacement fee? My Credit Card will expire at the end of this month. When traveling, you earn two reward points for every dollar spent on dining and travel. Remember to always keep your receipts in the event of an audit.

The target market for this product will be found within the products Target Market Determination, available here. You can save money by transferring any unpaid balances you have with other credit or store cards to your Credit Card. Save your employees and administrators time and effort by adding Visa Healthcare + Benefit cards to your health benefit program. There may be circumstances in which you have to pay other fees.

When is the introductory interest rate applicable to me? While youre busy taking care of your life, ScoreCard is taking care of you. For more information about debt consolidation, please refer to https://www.moneysmart.gov.au/managing-your-money/managing-debts/consolidating-and-refinancing-debts. You can then pay for your accommodation by transferring your bonus points to any of Chases travel partners, including Marriot and Hyatt. How do I renew my card? Yes. In this article, we are going to review the best credit cards for doctors. Purchases made with an FSA or HRA card can reduce paperwork to substantiate claims. Yes. Yes. Whether you are using a magnetic stripe or chip card, we strongly recommend that you know your PIN before travelling overseas. Take advantage of the many benefits available to you by applying for YOUR Healthcare Employees Federal Credit Union VISA card today. If my card is lost or damaged, will there be a card replacement fee? Employees can arrange contributions on their own or through their employer. When should I receive the replacement card and PIN? 2022 LeverageRx, Inc. All Rights Reserved. Apply for an Additional Credit card application. Help your employees save on healthcare costs. This doctor credit card doesnt have an annual fee. $1.50 payable when you have elected to receive a paper statement by post in addition to a statement available for you to view and download in Internet Banking. Visitwww.scorecardrewards.com (new window/tab)to check your point total, see a complete list of awards and redeem Bonus Points for gifts or travel. Will I receive a PIN with my Credit Card? This is advantageous, considering Amex Everyday credit card holders do not pay an annual fee. Personal loans can be used for practically anything and financing companies offer excellent interest rates if you can prove employment or future employment as a doctor.

Can I use BPAY from my credit card account? > just had my galaxy screen fixed (170 ish)..very useful! Yes. Heres what you need to know. If these expenses are insufficient, cardholders are required to pay federal income tax and a 20 percent excise tax on the amount by which HSA withdrawls exceed eligible expenses. When should I receive the replacement card and PIN number?

A full list of current fees applicable to this credit card can be obtained from www.hpbank.com.au/fees. A doctor's desire to help others often leads them to lucrative hourly earnings LeverageRx is a digital lending and insurance marketplace exclusively for doctors. For Customer Service, call: (800) 872-1712 $4.50 payable when Visa Debit and Visa Credit card cash advances at other financial institutions in Australia and overseas.

The feature allows you to create temporary credit card numbers. An HSA helps individuals with qualifying high-deductible health plans pay for current and future medical expenses.

To financially plan as a physician, it's essential you know your options. An FSA lets employees set aside a portion of their salary pre-tax to pay for qualified medical or dependent care expenses. Employees can only get an HRA through their employer, and only the employer can contribute funds. Effective April 13, 2019, Visa will charge a 1.00% international transaction fee for single and multiple international transactions completed with cards issued in the US region. If you make this choice, a Paper Statement fee specified in the Financial Table in the credit card terms and conditions will be payable. Shop with confidence knowing that Visa security is watching to help prevent unauthorised use. For many years, doctors used to struggle to find financing solutions due to their unique financial situation. Make sure you read the information provided in the key facts sheet below before applying. Comprehensive Credit Reporting (CCR) is a form of positive credit reporting that looks at the good and the bad in your credit report. You can set up recurring transactions to other organisations like insurance or car repayments to be charged to your card. Mail us a cheque from another financial institution. Be sure to customize them with your company's Open Enrollment deadline and registration URL to help drive enrollment. Apply for a Health Professionals Bank Credit Card online. You can continue to use your existing card until the last day of the month stated. These may change or we may introduce new features or fees and charges in the future. Complete the Credit card balance transfer applicationwhen applying or alternatively organise to transfer your balances over once you receive your credit card. Additional card/s can be issued to family or any other persons over 18 years of age. If you need to report a lost or stolen card, please call: (727) 570-4881 for the first 6 months, Enjoy up to 55 days interest free on eligible purchases and balance transfers. And you get up to 55 days interest free on eligible purchases and balance transfers. Health Professionals Bankis a division ofTeachers Mutual Bank Limited. Likewise, this option has a very convenient overdraft protection feature. To be an Australian citizen or permanent resident, Account details to purchase your share in the bank, Reduce your limit or close your credit card, Apply for a Health Professionals Bank Credit Card online. Be sure to go above and beyond our reviews to evaluate which is the best fit for your needs. We will only recommend the products that we believe are the best fit for you, the consumer. Will my card be issued with the payWave functionality? This information is an Australian Government requirement under the National Consumer Credit Protection Act 2009. The Four Seasons NYC Will Give Free Rooms To NYC Healthcare Workers! Will my card be embedded with a chip to give me greater protection from fraud? When and how will I receive my monthly statement? At the moment a lot of companies are offering freebies for healthcare workers, this post will compile these freebies. Cardholders should notify Health Professionals Bank promptly of any unauthorised Visa use. If youre a health professional looking for a new credit card, look no further than our feature-packed Visa Credit Card. For more information, see our Credit Card terms and conditions. It will help you prevent declined purchases and return checks when the credit card gets linked to your bank account. Dave & Busters: Free $10 Game Card For First Responders & Healthcare Workers, McDonalds: Free Meals For First Responders and Healthcare Workers (4/22-5/5), Chipotle Launches 4HEROES Buy One, Give One Program, Mazda: Free Oil Changes & Vehicle Cleaning For All Healthcare Workers (Including On Non Mazda Cars), Nandos Peri-Peri Quarter Chicken and Fries Meal for Hospital Workers and Restaurant Workers, Crocs Giving Away 10,000 Pairs Of Shoes To Healthcare Workers At 12PM ET Everyday, Krispy Kreme: Free Dozen Doughnuts To Healthcare Works Every Monday (3/30-5/12), Free Furbo Dog Camera For Healthcare Workers, &Pizza: Free Pizza For Hospital Workers & Immediate Family, Starbucks Offering Free Coffee To Front Line Responders, OYO Hotels free rooms for healthcare workers fighting coronavirus, Sweetgreen: Free salads and bowls to hospitals, Free Fitcrunch Package For Healthcare Workers, Free Piece Of Universal Standard Clothing To Healthcare Workers, Spin is offering 30 minute rides for free for healthcare workers, BP/Amoco: 50 Off Per Gallon For Front Line Responders On 2 Fill Ups ( First Responders, Nurses, Doctors and Hospital Workers), Soulful Healthy Grains Breakfast Care Kit For Healthcare Workers. Let's review your options for credit cards. HEFCU@Home Online Banking. > Manage your card through the Health Professionals Bank Mobile app by setting up SMS alerts and Direct credits so you never miss a repayment. $10 payable when you request a replacement card. This includes: You can also transfer rewards points to any American Express Membership rewards travel partner without having any other Amex credit cards.

Limits range from $1,000 up to $25,000. For full details of our fees, please review the Fees and Charges brochure. Make sure you use your HEFCU Visa Platinum credit card for all purchases. Complete the Additional cardholder application, and if theyre not a signatory to another Health Professionals Bank account, also complete the Document Certification Statement. Here is a favorite among young professionals just starting out, including residents and new doctors. Provide secure, fast and convenient access to funds, Eliminate need to pay out-of-pocket and wait for reimbursement, Reduce hassle of submitting claims paperwork, Improve FSA employee enrollment by offering a carryover option, Streamline reimbursement process for administrators, Reduce paper claims and reimbursement checks, Design a program to support your specific benefit plan, Provide individual FSA, HSA, HRA, Transit, Dependent Care and Wellness program cards - or one card for all, Use selective authorization to restrict card usage and meet IRS guidelines, Apply Merchant Category Code (MCC) restrictions for HSA, FSA and HRA cards, Issue HSA cards either with full (both ATM & MCC), partial (either ATM or MCC) or no restrictions, Give cardholders freedom to pay wherever Visa Debit Cards are accepted, Count on Visa's Zero Liability Policy to safeguard cardholders from unauthorized purchases, Give employees peace of mind knowing account funds can be replaced in the event of fraud*. This way, you can keep your actual credit card number private and secured from identity thieves and fraudsters. Members that have previously held a Credit Card in the past are not eligible for the promotional interest rate. You can apply to transfer the outstanding balance of any other credit or store cards you may have to your Health Professionals Bank Credit Card, up to your available credit limit.

If you're looking to earn incredible bonus points from your credit card, look no further than Chase Sapphire Preferred.

50,000 bonus points if you spend $4,000 during the first three months. 4 Key Steps Doctors Should Take to Pay Off Student Loans, How Much do Doctors Make an Hour (Updated 2022), NIHFCU Visa Signature Cash Rewards Credit Card, Pay down balances in a short period of time. Visa Secure is a free service to ensure you are protected while shopping online with your card at participating merchants. Yes. Read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement, before deciding. It is a simple, secure and quick payment method for transactions up to $100. The NIHFCU credit card has a foreign transaction fee of 1%. https://twitter.com/dunkindonuts/status/1256939066148425729?s=20, Free membership to Speekos public speaking app for all healthcare and public health professionals.