Home value may be determined by an appraisal or valuation with a cost to the member. "Bank of America" and BofA Securities are the marketing names used by the Global Banking and Global Markets divisions of Bank of America Corporation. Certain factors, which may not have been assessed for purposes of these valuations, including, for example, notional amounts, credit spreads, underlying volatility, costs of carry or use of capital and profit, may substantially affect a stated valuation. As of 07/15/2022, this variable HELOC APR would have been 4.74% APR for 80% LTV. Points deducted if purchase returned. You should view these Terms and Conditions often to stay informed of changes that may affect you. Affiliates of Bank of America may make a market or deal as principal in the securities mentioned in these Sites or in options based thereon. - What a broker or brokerage firm is qualified to do. Introductory ratefor the line of credit as low as 3.99% for the first year, then the APR will vary for the remaining life of the loan. Actual prices can be obtained only on a real-time, expressly agreed-upon basis. Each statement period that Qualifications are met after the account opened, the first tier APY will be applied to the next statement period. You can click the Cancel button now to return to the previous page. This information may be used to deliver advertising on our Sites and offline (for example, by email) that's customized to meet specific interests you may have. Any indicative valuations on the Sites are provided for information only. This session will focus on fraud and provides suggestions on how to develop crime prevention/situational awareness programs for your employees, customers, and community. "Bank of America" is the marketing name for the lending, derivatives and other commercial banking activities of Bank of America Corporation ("BAC"). Lending, derivatives and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., member FDIC. Any applicable taxes are the responsibility of recipient. Valid promo code must be included on application. "BofA Securities" is the marketing name for the securities, corporate advisory and capital markets activities of BAC. The website is not owned by Bank of America, Bank of America or their affiliates and is subject to separate terms and privacy policies. Investment products offered by Investment Banking Affiliates: Are Not FDIC Insured May Lose Value Are Not Bank Guaranteed. BofASEs share capital is 7,276,300,000. 98880 dated 1st October, 1998. The information contained here does not constitute a public offering or distribution of securities in Canada or any of its provinces. Please enable cookies on your browser preferences to save content to your utility tray. Securities, strategic advisory, and other investment banking activities are performed globally by investment banking affiliates of Bank of America Corporation ("Investment Banking Affiliates"), including, in the United States, Merrill Lynch, Pierce, Fenner & Smith Incorporated, BofA Securities, Inc. and Merrill Lynch Professional Clearing Corp., all of which are registered as broker-dealers and members of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. All rights reserved. Investment products offered by Investment Banking Affiliates: Bank of America and BofA Securities Ombudsman* | Toll Free: 0800 886 2000. Routing Number 292070806. Certain information from Clients account(s) at Bank of America or its Affiliates is accessible on the Sites and can be downloaded by Client ("Account Information"). Take a look at all of our loan and deposit rates, all in one place.

Learn how a relationship with a community bank can change your future for the better. Lending, other commercial banking activities, and trading in certain financial instruments are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Limited time offers subject to credit approval. document.write(new Date().getFullYear()) Lending, other commercial banking activities, and trading in certain financial instruments are performed globally by banking affiliates of Bank of America Corporation including Bank of America, National Association, Canada Branch (BANA CB ) which is an authorized foreign bank regulated by the Office of the Superintendent of Financial Institutions. IN NO EVENT WILL Bank of America, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, CONTRACTORS OR OTHER SUPPLIERS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY PUNITIVE, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR SIMILAR DAMAGES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. CommunityAmerica may discontinue or change the promotion at any time. Fees could reduce earnings on this account. Persons using the Sites are required to inform themselves about and observe any legal restrictions on the use of the Sites and any restrictions set forth in the Sites.

2022 CommunityAmerica Credit Union. An Equal Opportunity Employer (EOE). Business, IRA, and Minor accounts not eligible for this product. Whether its a large-scale master development or stand-alone affordable housing, you can depend on the nation's oldest and largest bank-owned CDC for support, from pre-development to property stabilization. For important disclosures from CuFi, including our Form CRS, please visit here. The account requires a $1 minimum opening deposit. Thanks, CommunityAmerica! When autocomplete results are available use up and down arrows to review and enter to select. The information in these Sites is provided by Bank of America Singapore Limited and is compiled from information prepared by subsidiaries and affiliates of Bank of America Corporation. I especially like the security of the fingerprint identification to enter the app. 2022 Opportunity Bank of Montana. Access to the Sites is by invitation only to professional investors with a valid password.

Client shall not permit any person other than an Authorized Person to access or use the Sites on its behalf or to use any User ID or Access Code and shall educate and familiarize those Authorized Persons who access and/or use the Sites with Client's obligations under this Agreement. Wealth Management by CommunityAmerica is a marketing name used by CuFi. Insured by NCUA Rates and offers current as of 06/22/2022 and are subject to change. Limited, Merrill Lynch (Australia) Futures Limited, Merrill Lynch Equities (Australia) Limited and their related bodies corporate which hold, or are exempt from the requirement to hold, an Australian Financial Services Licence. Send us a message or give us a call today. This entity does not conduct any activities subject to banking license, such as capturing deposits from the public. Offices, residents and operations of your organization in Cuba, Iran, Iraq, Libya, North Korea, Sudan, Syria and any other countries that are the subject of sanctions by the United States Office of Foreign Asset Control or other general U.S. embargo restrictions are not permitted to access and use the Sites, and any such access and use is a violation of these Terms and Conditions. These activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. make all vendors a third-party beneficiary of all Client waivers, disclaimers, limitation of liabilities, confidentiality and IP provisions contained in the Agreement. These activities are performed globally by investment banking affiliates of Bank of America Corporation ("Investment Banking Affiliates"), including, in India by BofA Securities India Limited, which provides the following services in India: Research, Equity Sales & Trading, Futures & Options, Electronic Trading, Equity Capital Markets, Debt Capital Markets and M&A. All Rights Reserved. The obligations of BAC entities (other than BANA Australia) do not represent deposits or other liabilities of BANA Australia and are not guaranteed by BANA Australia. We help parents tackle the challenging questions of planning for life after high school for their young adults. The information on these Sites is provided by the Hong Kong branch of Bank of America, N.A., and is compiled from information prepared by subsidiaries and affiliates of Bank of America Corporation. NOR WILL Bank of America BE LIABLE FOR ANY OTHER PROBLEMS EXPERIENCED BY THE USER DUE TO CAUSES BEYOND THE Bank of Americas CONTROL. Client is not relying on any communication (written or oral) of Bank of America or its Affiliates as investment advice or as a recommendation to enter into a Transaction; it being understood that information and explanations related to the terms and conditions of a Transaction shall not be considered investment advice or a recommendation to enter into that Transaction. Hybrid Home Equity. Balances up to $1,500 will earn first tier APY when Qualifications for cash back. Bank of America or its Affiliates may make changes to the Sites and reserves the right to do so without prior notice to you. Except for offering memoranda, Bank of America and its Affiliates disclaim any liability to Client for this information or for any consequence of your decision to use it.

Trading in securities and financial instruments, and strategic advisory, and other investment banking activities, are performed globally by investment banking affiliates of Bank of America Corporation ("Investment Banking Affiliates"), including, in the United States, BofA Securities, Inc. and Merrill Lynch Professional Clearing Corp., both of which are registered broker-dealers and Members of SIPC, and, in other jurisdictions, by locally registered entities. Clients conduct may be subject to local, state, national and international laws. Trading in securities and financial instruments, and strategic advisory, and other investment banking activities, are performed globally by investment banking affiliates of Bank of America Corporation (Investment Banking Affiliates), including, in the United States, BofA Securities, Inc. and Merrill Lynch Professional Clearing Corp., both of which are registered broker-dealers and Members of SIPC, and, in other jurisdictions, by locally registered entities. Connect with advice and tailored solutions to help achieve your vision. BofA Securities, Inc. and Merrill Lynch Professional Clearing Corp are registered as futures commission merchants with the CFTC and are members of the NFA. 98880 dated 1st October, 1998. Access to the Sites is by invitation only to professional market parties as defined in the Dutch Securities Transactions Supervision Act 1995. Learn about banking locally Second Tier: 0.025% APY on $1,500.01 or more, and on balance if First Tier qualifications are not met. Stay in the know with our email newsletter. This delivery will generally consist of certain Content on the Sites, and certain other documents relating to Bank of America and its Affiliates business. Also, if you opt out of online behavioral advertising, you may still see ads when you sign in to your account, for example through Online Banking or MyMerrill Account Access. Please see rate pagefor range. No information or material contained in the Sites is or should be construed as amounting to an offer to enter into any transaction or investment whatsoever. For more than 90 years, ICBA has provided value to our membership in a wide variety of ways and places. One or more directors, officers and/or employees of Bank of America or its Affiliates may be a director of the issuer of the securities mentioned at these Sites. Our specialists can work closely with you to determine the right solutions, from vendor payments and wire transfers to streamlined cash positioning. Neither Bank of America, N.A., nor its Representative Office in Colombia, is authorized to carry out in Colombia any activities that are reserved by Colombian law to locally licensed banks. If you opt out, though, you may still receive generic advertising. Any record of such transaction or confirmation (including, without limitation, electronic records) shall be deemed to be "in writing." Are Not FDIC Insured May Lose Value Are Not Bank Guaranteed. We strive to provide you with information about products and services you might find interesting and useful. The information contained here does not constitute a public offering or distribution of securities in Korea. You hereby consent and submit to jurisdiction in the Federal or state courts of the State of New York, U.S.A. You hereby irrevocably waive your rights to a jury trial. Fixed rate portion reduces the availability on the line of credit, payments made to the fixed rate portion replenishes the line of credit. Client agrees to provide Bank of America with all information, cooperation and assistance, documents and data as shall reasonably be requested by Bank of America in order to enable Bank of America to comply with any and all Applicable Law. Offers can only be made where lawful under applicable law. Unlike an actual performance record, simulated results do not represent actual trading. Transactions exclude refunds, credits, fees, pre-authorizations and ATM transactions. Rate Lock Feature:rate can be locked up to three times at once per Hybrid Home Equity loan. Back for its 10th year, the ICBA LEAD FWD Summit addresses the hottest topics in banking and gives community bank emerging leaders the perfect mix of industry insights, leadership development, and technical banking knowledge. Have a question or concern? YOU ACKNOWLEDGE THAT NEITHER Bank of America, ITS AFFILIATES NOR THEIR OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, CONTRACTORS OR OTHER SUPPLIERS MAKES ANY WARRANTIES OR GUARANTEES WITH RESPECT TO THE SITES, INCLUDING WITHOUT LIMITATION, WARRANTIES REGARDING THE ACCURACY OR COMPLETENESS OF ANY CONTENT, OR WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF INTELLECTUAL PROPERTY, TITLE OR FITNESS FOR A PARTICULAR PURPOSE. This Agreement shall be governed by and construed under the law of the State of New York and the Federal law of the United States. Existing CommunityAmerica Credit Union vehicle loan refinances and cash out loans are not eligible for this promotion. Neither Bank of America, N.A., nor its Representative Office in Chile, is authorized to carry out in Chile any activities that are reserved by Chilean law to locally licensed banks. Bank of America is not responsible for and does not endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on other websites. 11522 of July 1, 1998. Rates effective as of 06/22/2022. Bank of America Corporation and its affiliates do not perform in any jurisdiction banking activities that are reserved by local law to licensed banks, except in those jurisdictions where its banking affiliates have procured the necessary licenses. Not everyone receives a dividend and member must be in good standing and meet other criteria on processing date to qualify. Fast, easy, and secure access to your accounts using Online Banking. Promotion available for a limited time only. Bank of America Mxico, S.A., Institucin de Banca Mltiple is a banking affiliate in Mexico of Bank of America Corporation. In addition, all research, analysis and similar market information from non-affiliated third parties provided represent the views and opinions solely of the author or the indicated source. Also, since the trades have not actually been executed, the results may have under or over-compensated for the impact, if any, of certain market factors, such as lack of liquidity. Merrill Lynch Canada Inc. is registered as an Approved Participant of the Bourse de Montreal. Indicative valuations may vary significantly from indicative valuations available from other sources. Use the Mobile App toFreeze your Debit Card, Welcome! Cash back is applied as a statement credit. With more than 30 years of affordable housing experience, we share your vision for a better future. Dividend is discretionary and approved annually by CommunityAmericas Board of Directors. We also disclaim all liability and make no representations or warranties for any products or services sold or provided to Bank of America or its Affiliates by any third party.

Links to non-Bank of America sites do not imply any endorsement of or responsibility for the opinions, ideas, products, information or services offered at such sites, or any representation regarding the content at such sites. Access to the Sites is by invitation only to institutional investors. Trading in securities and financial instruments, and strategic advisory and other investment banking activities, are performed globally by investment banking affiliates of Bank of America Corporation (Investment Banking Affiliates), including, in the United States, BofA Securities, Inc. and Merrill Lynch Professional Clearing Corp., both of which are registered broker-dealers and Members of SIPC, and, in other jurisdictions, by locally registered entities. The Annual Percentage Yield (APY) shown is effective as of 04/01/2022, unless otherwise noted. About Wealth Management by CommunityAmerica. Client acknowledges and agrees that the Sites, and all intellectual property and proprietary rights therein and thereto, anywhere worldwide, including such rights in copyrights, trademarks, service marks, trade dress, patents, patent applications and trade secrets and other proprietary and/or confidential information (collectively, "IP"), are the valuable property of Bank of America and/or its affiliates and licensors. Bank of America provides the following banking products in India: working capital and term loans, structured finance, export finance, global cash management, trade products, foreign exchange services and currency solutions. Access to the Sites is by invitation only to professional investors. Other than the license granted hereunder, Client obtains no rights to the Sites. Rates are variable and may change without notice after the account is opened. Limit one High Interest Savings account per member. Download Adobe Acrobat Reader to view Portable Document Format (PDF).

All rights reserved. Deposits with BANA CB are not insured with the Canada Deposit Insurance Corporation. Limited Time Credit Card Offer. All rights reserved. Bank of America hereby grants to Client a worldwide, non-exclusive, non-sublicensable, non-transferable, non-assignable, personal right and license to access and use the Sites solely for Client's internal use in accordance with the terms of this Agreement. ICBA's Community Banker University provides community bankers with premier professional development. All Rights Reserved.

Home Equity products are available in Kansas and Missouri only. Equal Housing Lender Equal Housing Lender NMLS 412554. Insured by NCUA. Dividends are reported to IRS and a 1099 form will be issued at year-end. This year marks our 100th year in business. Helpful tips and informative analysis covering a variety of financial topics. Neither Bank of America, its Affiliates nor any of their officers, directors, employees, agents, contractors or other suppliers shall be liable in any way, and you agree to indemnify and hold harmless Bank of America, its Affiliates and such persons for (1) any inaccuracy, error, or delay in, or omission of (a) any information on the Sites, or (b) the transmission or delivery of any information on the Sites; (2) any loss or damage arising from or occasioned by (a) any such inaccuracy, error, delay, or omission, (b) non-performance, (c) interruption of use of the Sites due either to any negligent act or omission by Bank of America, its Affiliates, their officers, directors, employees, agents, contractors or other suppliers or to any "force majeure" (i.e., flood, extraordinary weather conditions, earthquake, or other act of God, fire, war, insurrection, riot, labor dispute, accident, action of government, communications, power failure, or equipment or software malfunction) or any other cause beyond the control of the Bank of America, its Affiliates, their officers, directors, employees, agents, contractors or other suppliers. The contents of the Sites may not be redistributed or reproduced (in whole or in part) by any User. "Bank of America and "BofA Securities" are the marketing names used by the Global Banking and Global Markets divisions of Bank of America Corporation. Exclusive Crown Club Partner of the Kansas City Royals. Prior to taking any such action, Client shall, to the extent reasonably practicable given the then-current circumstances, notify Bank of America in writing thereof and consult with Bank of America regarding the steps to be taken to ensure compliance with Applicable Law. Affordable housing developers have distinct treasury requirements. Minimum fixed loan amount for a Rate Lock is $5,000. Upon becoming aware of, or if Client suspects, a technical failure or any improper access to or use of the Sites or Access Codes by any Authorized Person or other person, Client shall promptly notify Bank of America of such occurrence, and shall, as promptly as practicable, to the extent any improper access or use is by an Authorized Person, take immediate actions to terminate such Authorized Person's access to and use of the Sites. Bank of America and its Affiliates expressly disclaim any responsibility or liability for the accuracy or use of such Account Information upon its being downloaded by Client and will not be liable for any difficulty, damage or inaccessibility of such information due to hardware or software incompatibility. Australian Branch ("BANA Australia"). Account must be open and not in default at the time of fulfillment.

Client agrees that it shall not bring a suit or claim against Bank of America or its Affiliates arising from or based on your purchase or use of products or services through those other sites. No access to the Sites shall be given in the United Kingdom to Private Customers, as that term is defined under the rules of The Securities and Futures Authority Limited; and any investments will not be made by us to any Private Customer. document.write(new Date().getFullYear()) Bank of America and BofA Securities are the marketing names used by the Global Banking and Global Markets divisions of Bank of America Corporation. LTV = Loan to Value. Financial wellness tools for employees can lead to a more satisfied and productive workforce. Bank of America, N.A. Account options tailored to your financial needs. Balances of $1,500.01 or more will earn the credit unions current applicable base rate for Savings accounts.